TK Roofing & Construction

Legal

Terms & Conditions

These terms govern your use of the TK Roofing & Construction website and explain how we handle inspection requests, estimates and storm damage documentation.

Last updated: November 10, 2026

1. Florida insurance claim disclosures

The following disclosures are provided in accordance with Florida Statute § 489.147:

  • The consumer is responsible for payment of any insurance deductible.
  • It is insurance fraud punishable as a felony of the third degree for a contractor to knowingly or willfully, and with intent to injure, defraud, or deceive, pay, waive, or rebate all or part of an insurance deductible applicable to payment to the contractor for repairs to a property covered by a property insurance policy.
  • It is insurance fraud punishable as a felony of the third degree to intentionally file an insurance claim containing any false, incomplete, or misleading information.

TK Roofing & Construction provides roof inspections, damage documentation, photos, reports and repair estimates. We are not a public adjuster, do not negotiate or adjust claims on your behalf, and do not provide legal advice. Coverage decisions are made solely by your insurance company, and results vary.

2. Acceptance of terms

By accessing or using this website, you agree to these Terms & Conditions and our Privacy Policy. If you do not agree, please do not use the site.

3. Our services

TK Roofing & Construction provides residential, commercial and multi-family roofing, roof repair, roof replacement, inspections and storm damage documentation in North Florida and surrounding areas.

Information on this website is general in nature. It is not a quote, a contract or a guarantee of any specific result. All work is performed only under a separate written agreement signed by you and TK Roofing & Construction, which controls over anything stated on this site.

4. Insurance claims & storm damage documentation

We can inspect your roof, take photos, prepare damage reports and provide repair estimates. At your request we may share that documentation with you or your insurer, or be present during an inspection to show the conditions we documented.

  • We are not a public adjuster and do not negotiate, adjust or settle claims on your behalf.
  • We do not provide legal or insurance advice. Contact your insurer, a licensed public adjuster or an attorney for those services.
  • Coverage decisions are made solely by your insurance company. We do not guarantee claim approval, payment amounts or outcomes.
  • We do not offer to pay, waive or rebate any deductible, and we do not offer gifts, rebates or incentives for inspections or claims.

5. Free inspections & estimates

Free inspections carry no obligation to purchase. Scheduling depends on weather, safe roof access and demand. Drone imaging is used only where safe, lawful and useful.

Estimates are based on conditions visible at the time of inspection and may change if hidden damage is found during work. Any change will be discussed with you before additional work proceeds.

6. Warranties & financing

Manufacturer and workmanship warranties are governed by their written warranty documents. Financing is offered through third-party lenders, subject to credit approval and the lender's own terms. We do not make lending decisions.

7. Acceptable use of this website

You agree not to submit false or misleading information, use the site for unlawful purposes, attempt to interfere with its security or operation, or send automated or spam submissions.

8. Content & intellectual property

Text, photos, logos and design on this site belong to TK Roofing & Construction or its licensors. Manufacturer names and badges are trademarks of their respective owners and are used with permission. You may not copy or reuse site content for commercial purposes without written permission.

9. Disclaimers & limitation of liability

This website is provided "as is" without warranties of any kind. We work to keep information accurate but do not guarantee it is complete or current.

To the fullest extent permitted by Florida law, TK Roofing & Construction is not liable for indirect, incidental or consequential damages arising from your use of this website. Nothing in these terms limits rights you have under a signed contract or applicable law.

11. Governing law

These terms are governed by the laws of the State of Florida. Any dispute relating to this website will be resolved in the state or federal courts located in Clay County, Florida.

12. Changes to these terms

We may update these terms from time to time. The "Last updated" date above shows when they last changed. Continued use of the site means you accept the updated terms.

Questions?

TK Roofing & Construction · (904) 656-1983 · info@tkroofingandconstruction.com